As more data and insight into the housing market comes out, it's clear that 2017 was an earth-shattering year for residential real estate. According to a report from Zillow based on home sales data from the prior year, there has not been a year on record in which homes sold faster.

Mortgage Trend Picture

The Long-term has arrived sooner than expected.

We have said repeatedly this year that the trend in mortgage rates will be higher over the long term. We offered this opinion last week: “Odds are that mortgage rates will rise longer term. Predicting with accuracy when the short term will give way to the ‘longer term’ is never a sure bet.”

Yield Curve

Media commentary on the yield curve has spiked in recent weeks.

So, why all the chatter and why does it matter?

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